Buying a home starts with a smart budget - not just the number a lender throws at you. 🏡 A proper home buying budget looks at real life: mortgage, taxes, insurance, utilities, maintenance, groceries, Target runs, and the occasional iced coffee. Leave room to breathe, save, and still enjoy your life. Manifesting a dream home is great… but let’s manifest a payment that doesn’t cause panic every month. ✨ If you can pay the mortgage, handle surprises, and still sleep at night, you’re doing it right