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👀 This is exactly why uninsured / underinsured motorist (UM/UIM) coverage matters. Here’s why: Drivers who flee often don’t have insurance Even if they’re identified later, collecting money can be difficult or impossible Your own UM/UIM coverage can step in to pay for: • medical bills • lost wages • pain and suffering • sometimes vehicle damage Without UM/UIM, you could do everything right… and still be stuck paying for someone else’s bad decisions. Hit-and-runs aren’t rare. Underinsured driver
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