Break out the No. 2 pencils, kids. Cursive handwriting, long mourned as a lost art, is coming back to New Jersey schools thanks to one of Gov. Phil Murphy’s final acts. A new state law signed Monday ...

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A basis point is one hundredth of a percent, or 0.01%. We describe mortgage rates’ ups and downs in basis points because they simplify comparisons. NerdWallet’s rates are expressed as an annual ...