The No. 1 financial goal for most Americans is to stop working. Once they retire, their primary goal becomes not running out of money.

Trina Paul is a Breaking News and Personal Finance Writer at Investopedia, covering topics like retirement, consumer debt, and retail investing. She focuses on making complex financial topics ...

A $2M portfolio at a 3.9% withdrawal rate generates $78K annually. Retiring at 50 means 15 years without Medicare and potentially high individual health insurance costs. Retiring at 50 reduces Social ...

Thanks to higher equity valuations and lower bond yields, capital markets assumptions for the major asset classes have come down a little bit, so the safe withdrawal is lower this year. In our base ...

In our recent annual study on safe withdrawal rates, my colleagues Tao Guo, Jason Kephart, Christine Benz, and I estimated that retirees who want to maintain a consistent spending amount adjusted for ...

This article draws heavily on Bill Bengen’s new groundbreaking safe withdrawal rate research and references his latest updates. Bill was kind enough to review the article and his insights are included ...

In 2022, I attempted to answer this question by building a retirement simulator based on Indian market data to calculate the safe withdrawal rate (SWR). In subsequent research, I extended these ...