Are CDs Worth It? Here Are 8 Pros And Cons You Must Know

This article tackles the benefits and drawbacks of CDs to help you make an informed decision about where to keep your money.

Today’s CD rates for February 5, 2026: Highest APYs range from 4.10% to 4.78%

Explore top short- and long-term CD rates available today ...
CBS News

What are the best CD interest rates going into 2026?

Whether you spent or saved a lot of money in 2025 or simply find yourself holding steady, one item all savers can agree on is that it's important to protect and grow their funds further in 2026.

CD Rates Today: February 5, 2026 – Rates As High As 4.94%

Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates.

CDs are more risky than you think. Here's why

CDs feel safe, but they can limit your access, earnings, and financial freedom. Here's how to spot the risks before locking ...
CBS News

Is a short- or long-term CD better this June? Here's what experts think.

While the Federal Reserve continues to uphold the current federal funds rate, savers can maximize their returns in this high-rate environment. A certificate of deposit account (CD) comes with a fixed ...
Wall Street Journal

Best CD Rates for September 2025

Savers can still find CDs with maturities from six months to five years offering 4.00% APY or higher Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal ...
CNET

CDs Are a Safe Haven in a Rocky Economy. Today's CD Rates, April 3, 2025

Kelly is a former editor for CNET Money covering banking. She has over 10 years of experience in personal finance and previously wrote for CBS MoneyWatch covering banking, investing, insurance and ...
The Motley Fool

Are CDs Really a Good Investment? Here's the Truth

Certificates of deposit (CDs) have been really hot the past few years -- mostly because rates have been unusually high. Some are still offering north of 4.00% APY, which feels like free money when you ...
AOL

12 types of CDs: Which one is best for you?

The traditional certificate of deposit (CD) is far from being the only CD product available to savers. Financial institutions offer a variety of CDs, giving savers more flexibility to manage their ...
MarketWatch

CDs offering 9.5%, 6%: These are 2 of the best limited-time CD offers. Are these promo APYs — and others like them — worth it?

If you’ve ever considered opening a certificate of deposit, you’ve likely noticed banks and credit unions offering significantly higher rates for limited time periods and/or terms. With average annual ...
Wall Street Journal

Best CD Rates for October 2025

Savers can still find CDs with maturities from six months to five years offering 4.00% APY or higher Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal ...