Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Marguerita is a Certified Financial Planner (CFP), Chartered Retirement Planning Counselor ...

・Federal student loans offer the most borrower protections and flexible repayment options, but Grad PLUS loans are ending in 2026. ・Private loans and education lines of credit may help fill funding ...

This type of mortgage lets you pay for a home and renovations with a single loan.

USDA loans: With a USDA loan, you can modify your mortgage with an extended term of up to 40 years, reduce the interest rate ...

Programs from the SBA and USDA offer affordable financing options. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions ...

Explore the current interest rates for SBA-backed financing—including 7(a), 504 and microloans—and learn how these compare to ...

One of the biggest issues small business owners face is access to sufficient capital. Business owners who don’t research their options might end up depending on funds from sources that are impractical ...

Elizabeth Guevara is a personal finance reporter who explains the world of business and economics and how it impacts your finances. She joined Investopedia in 2024. whitebalance.space / Getty Images ...

Recent changes to the federal student aid program have drastically shifted the way many Americans will pay for college in the future, both for themselves and their children. But many people are ...