Treating 0% intro APR cards like free money is a common mistake. Here's how to use balance transfer cards the right way, and ...

National nonprofit credit counseling agency Take Charge America helps consumers cut through the confusion of balance transfers and avoid costly missteps When faced with mounting credit card debt, a ...

If you have credit card debt, improving your financial situation might feel overwhelming. However, a balance-transfer credit card can help. Choosing one that allows you to enjoy a low introductory APR ...

Carrying a balance on a credit card can be stressful when interest charges rack up month after month. Even if you’re paying more than the minimum, it’s easy to get stuck under a mountain of debt. One ...

January is for new beginnings and clearing out the stuff that’s holding you back. While you declutter your space, take a ...

(NewsNation) — Americans owe a record $1.14 trillion on their credit cards, and carrying debt has become more expensive, but a refinancing method known as a balance transfer could help ease the pain.

If you’re using a balance transfer, you should prioritize paying off the balance before the introductory APR period ends. If you’re unable to pay off the entire balance, you can still save on interest ...

The economic squeeze is pushing more people into credit card debt. For 52.97% of Americans, housing costs now take over half their monthly salaries — leaving less for other crucial expenses. "There's ...

Paul Soucy has led the Credit Cards content team at NerdWallet since 2015 and the Travel Rewards team since 2023; he is also director of content for Consumer Credit verticals. He was an editor with ...

If you have credit card debt, improving your financial situation might feel overwhelming. High-interest credit cards can send you down a debt spiral, which can impact your finances negatively for ...