If you’re someone who sticks to a well-thought-out monthly budget (and you should be), you’ll be in good shape to cover all of your usual monthly expenses, like housing costs, auto insurance, phone ...

Mapping out planned expenses like vacations, holiday gifts and membership renewals in advance gives you time to save in smaller chunks. ‘Sinking’ your funds into buckets created for each savings goal ...

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In a given year, you likely have expenses that you know are coming — holiday gifts, the family vacation you take every summer, annual homeowners association fees or maybe membership renewals. But just ...