A 609 letter can help you challenge credit report errors, but it's not a magic fix for your debt. Here's why.

To pay your debt off fast, you could consider an option that gives you an upfront lump sum of cash, like a home equity loan.

Pay-for-delete promises to erase collection debt from your credit report, but the results of this strategy can vary.

Freedom Debt Relief reports that negotiating credit card debt can lead to lower payments, waived fees, or partial forgiveness ...

The first step, consumer finance experts say, is to ask your card issuer to reduce the rate. And with average balances now $6,500, consider using your tax refund to put a dent in the debt.

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. When credit card bills pile up and ...

Credit card debt can be embarrassing. Interest rates are often sky-high. A maxed-out card might feel like a symbol of poor choices or lax financial discipline. And card debt is especially embarrassing ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. What makes this environment particularly challenging, though, is the ...