Don’t wait for Trump's 10% cap, Fed cuts — here's how to get a better credit card interest rate now

President Trump has called for a 10% cap on credit card interest rates. What to know to get a lender's best rates sooner.
Washington MonthlyOpinion

The Case for Capping Credit Card Interest Rates

Two weeks ago, President Donald Trump shocked the banking industry by announcing his support for capping credit card interest ...
24/7 Wall St.

Paying Only the Minimum on $5,000 in Credit Card Debt Could Take Decades to Clear

Americans collectively owe $1.233 trillion in credit card debt, with nearly half of all cardholders carrying balances month ...
24/7 Wall St. on MSN

Credit card debt hits $7,886 per American as 23% rates keep balances growing

Quick Read Average American cardholder owes $7,886 with credit card interest rates near 23%. Issuer margins prevent Fed rate ...
AOL

The Fed's cutting rates but credit card APRs aren't budging — this is why

The Federal Reserve cut rates by a quarter point in October — the second cut of 2025. Another quarter-point cut is widely expected when the Fed meets next week, though chair Jerome Powell isn't ...