Learn about income replacement ratio and how to calculate it. Discover what a good income replacement ratio is and ways on how to increase it.

Even with its foundational role in retirement planning, one critical concept often baffles participants and employers alike: the income replacement rate. This term, crucial for establishing realistic ...

Retirement planning usually starts with a simple idea: save enough money to replace your income. But there’s one big problem. As you grow older, your income likely increases. For some professions, ...

New retirees frequently rhapsodize about the joys of tossing their alarm clocks into the trash and filling their days with whatever activities they find gratifying. But if they’re honest, most new ...

For decades, conventional wisdom has told workers to aim for 80 percent of their pre-retirement income if they want to maintain their lifestyle after they stop working. New research, shifting spending ...

Wondering if your retirement savings will last? Pete Scalia spoke with Glenn Dial, VP of Retirement Thought Leadership at American Century Investments, to break down their latest survey on retirement ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. An essential part of retirement planning is knowing how ...

When it comes to retirement planning, clients often have one burning question: how much money do you need to retire? A quick internet search reveals varying figures, which isn’t surprising as there ...

The reality is sobering: The average 401 (k) balance of a Gen Xer is about $190,000, while the average balance for Boomers ...