Knowing when money will be credited to your checking or savings account is key for financial planning. While some factors may delay the process, most checks clear within one to two business days.

Learn how to handle outstanding checks, recognize risks, and avoid financial pitfalls. This guide covers key strategies for managing liabilities and maintaining cash flow.

Learn which factors can affect a check’s hold time Lisa Goetz is a finance content writer for Investopedia. She typically covers insurance, real estate, budgets and credit, and banking and taxes.