The more aware you are of how spousal benefits work, the easier it is to make the most of them.

Social Security retirement benefits provide a lifelong source of income that goes up along with inflation. Half of married seniors and around 70% of unmarried elderly persons rely on Social Security ...

If your wife's own benefit rate would be less than 50% of your PIA even if she waited until 70 to file, she wouldn't want to wait past her FRA to claim her own retirement benefits. She could then ...

January is a critical month for the hundreds of thousands of potential Social Security beneficiaries who are reaching their full retirement age in 2026. The important message is that all of them ...

Today's column addresses questions about how retroactive filing affects benefit rates, when spousal benefits may be available and whether it's possible or advisable to take a retirement benefit before ...

The decision on when to start taking Social Security benefits gets more complicated for couples who need to consider the interdependency of their benefits. If one spouse has earned significantly less ...

I suggest waiting in most cases, but that doesn't mean it’s always the best approach. Depending on your situation, risk tolerance and goals, your wife may want to file for Social Security now. However ...

Even in retirement, many types of income remain taxable, making timely filing essential for financial security.

Washington (July 15, 2003) -- The Internal Revenue Service reminds employers and retirement plan professionals that they no longer have to file information about fringe benefit plans. The IRS ...