Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in the long run.

A credit score is a number that rates a consumer’s creditworthiness. The higher the score, the better a borrower looks to ...

Your credit score shapes every aspect of your mortgage terms, from your interest rate to your total repayment amount. Lenders ...

Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

Ah credit scores, the adult version of a GPA. Isn't it incredible to think about how little we learned about this elusive number in school? As someone who was required to take an economics course in ...

Raising your credit score makes banks more likely to approve you for a mortgage, car loan or credit card. Plus, you could qualify for a lower interest rate that saves you thousands of dollars. Getting ...

Truth is, not all credit checks work the same way. Some won’t touch your score at all, while others create inquiries that stay on your report for years. Understanding how soft and hard credit pulls ...

Big news for me this week… I checked my credit score and it's now sitting at 840! That means I'm just 10 points away from hitting the elusive perfect 850. Only about 1.5% of Americans ever see that ...

Before applying for a car loan, it’s wise to check your credit score. That will give you a pretty good indication of where you stand in the eyes of potential lenders. Many people assume that few car ...

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...