Achieving a perfect 850 credit score takes decades. But you can copy the same habits and still get top loan rates and credit cards.

Is an 850 credit score worth chasing? See why perfect credit does not unlock better deals than an excellent score -- and what ...

Whether interest rates are rising or falling, a high credit score consistently places you in the lowest-risk category in ...

A credit score is a number that rates a consumer’s creditworthiness. The higher the score, the better a borrower looks to ...

The saying goes “cash is king,” but many Americans have found plastic fantastic. Credit cards are used more than any other sort of payment for person-to-person ...

NEWYou can now listen to Fox News articles! You've worked hard, saved smart, and now it's time to enjoy your retirement years. But here's the catch: your credit score still matters, even when you're ...

Your credit score quietly decides how lenders see you. Improve it, and loans get cheaper, faster, and easier to negotiate.

* Possessing minimal or no credit history: "Living with parents or avoiding credit altogether may save money in the short ...