FEEL LIKE TRYING to pay down your debt is a losing battle? No wonder: Credit-card companies are quite inventive when it comes to charging fees or finding new reasons to jack up your interest rate.

Banks hate this credit card trick! Instead of closing unused cards, downgrade them to a no-fee version to boost your credit score. Keep your credit history alive.

Credit cards can be a double-edged sword. They offer convenience, consumer protections, and built-in benefits, and some of the best credit cards pay cash back and other fun rewards. But just like with ...

With just about everybody — even your local bagel shop — offering a loyalty program these days, it can be easy to forget about your hard-earned rewards. But most points and miles expire if your ...

More consumers plan on paying for their shopping with a credit card this holiday season, but it's easy to fall into unmanageable debt without guardrails in place to monitor your spending. For one of ...