The interest-earning potential with either account is significant now, but only one will guarantee those returns.
Explore top short- and long-term CD rates available today ...
Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...
Six-month CDs continue to offer some of the highest savings yields ...
Please note that the annual percentage yields (APYs) listed are accurate as of the date of publication. As financial rates can fluctuate, the current APYs may differ. We strive to update our data ...
If you have a large amount of money to deposit, today's best jumbo CD rate is 4.35% APY, offered by Veridian Credit Union.
The interest rate environment is changing once again. After the Federal Reserve kept its federal funds rate on pause for all of 2025, the central bank is poised to issue its first rate cut of the year ...
Three-month CDs are a good option for short-term savings goals. The current average rate on a three-month CD sits at 1.30%, but the highest rate is 4.79%. Last week, three-month CDs earned an average ...
CDs are one of the few safe havens still paying meaningful interest. With rates near 4.00% APY, they let you earn steady, guaranteed returns without worrying about what the market or the Fed does next ...
If you’re looking for a safe and predictable way to grow your savings, a certificate of deposit (CD) from Bank of America may be worth considering. Bank of America offers fixed interest rates, ...
SEATTLE, Nov. 21, 2025 /PRNewswire/ -- CD Valet is a data-driven, saver-first platform that connects consumers with the best verified CD rates and terms nationwide. The company today shared its ...