Explore against all risks insurance, which provides comprehensive coverage for many losses, with some exclusions. Learn how it differs from named perils policies.

In a ruling that bucked the national trend, the North Carolina Supreme Court recently held that restaurants’ business interruption losses caused by the COVID shutdown were covered under an all-risk ...

Insurance industry profit motives conflict with our need for protection. Public insurance, coupled with proactive risk reduction, can help.

Homeowners insurance can be harder to get or more expensive depending on your house's location, age and condition, your claims history and even your credit score. But even if you've been rejected or ...

To continue reading this content, please enable JavaScript in your browser settings and refresh this page. Hurricanes, earthquakes and coastal flooding were once the ...

As private insurers pull back services in the face of mounting losses, governments are looking to spread the costs of more frequent and severe natural disasters while confronting insurance ...

Builder’s risk insurance is a cornerstone of effective risk management in the construction industry. It offers protection against a variety of physical and financial risks that can impede the ...