Only one in four Americans has a credit score above 800, which is considered exceptional, according to industry data.

If possible, make multiple payments in a month instead of waiting for the due date. Even paying down balances right before ...

The majority of Americans with a credit score over 800 can chalk up their successes to diligently managing their finances, not complicated tactics and hidden strategies only a select few can access.

An 800 credit score makes it easier to qualify for top-tier credit card offers. You can take advantage by chasing sign-up bonuses and churning often. Also look for the best rewards programs and aim to ...

A credit score is a number that rates a consumer’s creditworthiness. The higher the score, the better a borrower looks to ...

A strong credit score could give you access to some of the top offers. Applying for new cards strategically could help you take advantage of these deals without risking credit score damage. The nice ...

The difference between a “good” and an “excellent” credit score may look small, but when you are taking a home loan, it can quietly decide how much you pay for the next 20 years.

Beverly is a writer, editor, and paralegal specializing in personal finance and tax law. She covers personal financial and legal topics, as well as tax breaks, tax preparation software, and tax law ...

Having a credit score of 800 or above isn't something to take lightly. This is even more true if you start from a low score -- the result, perhaps, of some previous mistakes -- and build up to 800 or ...

Financial coaches maintaining 800-plus credit scores reveal their secrets aren't complicated or expensive. Mike Johnson scrambles to pass Pentagon bill as GOP ranks seethe Why “Home Alone” star Daniel ...

Perfect credit, or even really good credit, opens doors for American consumers. Better interest rates on loans. Better odds of renting an apartment or landing a job. Lower insurance premiums. But how ...